Privacy Policy for AHR Fin Smart
Effective Date: September 28, 2025
Last Updated: September 28, 2025
App Package: com.ahrasel.ahrfinsmart
Introduction
AHR Fin Smart ("we," "our," or "us") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our mobile application AHR Fin Smart (the "App").
Developer: AHR
Contact: [Your Email Address]
Information We Collect
1. Personal Financial Data
- Loan Information: Loan amounts, interest rates, payment schedules, and repayment tracking
- Credit Card Data: Card details, balances, payment history, and spending categories
- Savings Goals: Target amounts, current savings, and goal timelines
- Expense Records: Transaction amounts, categories, dates, and descriptions
- Income Data: Salary information, additional income sources
2. Device Information
- Device model and operating system version
- App usage statistics and crash reports
- Device identifiers for advertising purposes (Google Advertising ID)
3. App Usage Data
- Features used within the app
- Time spent in different sections
- User preferences and settings
How We Use Your Information
Primary Purposes
- Financial Tracking: Process and display your financial data for personal finance management
- Goal Setting: Help you set and track savings and debt repayment goals
- Notifications: Send reminders for payments, goals, and financial milestones
- App Improvement: Analyze usage patterns to enhance user experience
Secondary Purposes
- Advertising: Display relevant ads through Google AdMob
- Analytics: Understand app performance and user behavior
- Support: Provide customer service and technical support
Data Storage and Security
Privacy First: All personal financial data is stored locally on your device and is not transmitted to external servers unless you explicitly choose to backup your data.
Local Storage
- All personal financial data is stored locally on your device
- We use encrypted storage to protect sensitive information
- Data remains on your device and is not transmitted to external servers
Security Measures
- Data encryption at rest and in transit
- Secure authentication using biometric data (fingerprint/face recognition)
- Regular security updates and patches
Third-Party Services
Google AdMob
- We use Google AdMob to display advertisements
- AdMob may collect device information and advertising IDs
- You can opt-out of personalized ads through your device settings
- Google AdMob Privacy Policy
Permissions We Request
Required Permissions
- Internet Access: For ad serving and app updates
- Storage Access: For data backup and export functionality
- Biometric Authentication: For secure app access
- Notifications: For payment reminders and goal alerts
Your Rights and Choices
Data Control
- Access: View all your stored financial data within the app
- Edit: Modify or delete any personal financial information
- Export: Download your data in common formats (CSV, PDF)
- Delete: Permanently remove all data from the app
Children's Privacy
AHR Fin Smart is not intended for children under 13 years of age. We do not knowingly collect personal information from children under 13.
Changes to This Privacy Policy
We may update this Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy in the app and updating the "Last Updated" date.
Legal Compliance
This Privacy Policy complies with:
- Google Play Store Privacy Requirements
- General Data Protection Regulation (GDPR)
- California Consumer Privacy Act (CCPA)
- Children's Online Privacy Protection Act (COPPA)